How do you qualify for a USDA Loan when you are self-employed? With terms like 1040, 1120s, Schedule C, and Schedule E, it is easy to see how someone can be overwhelmed with the details! However, the good news is that many... Read More

Can you build a home on your own lot with a USDA no down payment construction loan? In today’s video I am going to walk you through the steps on how it can be possible to build a home on your own lot with no down payment. However,... Read More

How Can You Finance Closing Costs With A USDA Loan? USDA Rural Home loans are sought after by homebuyers for their flexibility and one well known feature is the ability to finance out of pocket costs. However additional guidelines... Read More

What credit scores qualify for a USDA home loan and what are the minimum credit score requirements for a USDA mortgage?  When qualifying for a mortgage, everybody knows that your credit scores are critical, but depending... Read More

If you have recently graduated, how long does it take to qualify for a USDA loan? As the saying goes, the more things change the more they stay the same.  I start off by saying this because we are seeing more and more lenders... Read More

Why is in-house underwriting so important for USDA loans? In-house underwriting occurs when a loan approval is made from within a company instead of having to send it outside to a third party for a credit decision and because... Read More

Can you refinance a USDA loan? The USDA Streamlined-Assist Refinance is an available loan program  that allows homeowners with an  existing USDA mortgage to take advantage of lower interest rates and reduce their monthly... Read More

How do you calculate a USDA monthly payment? When trying to calculate a USDA monthly payment on your own – be careful! Many online mortgage calculators are simply not designed to handle calculating USDA specific monthly... Read More

Can a condo be purchased with a USDA loan? This is a common question that we receive and in today’s video I will explain  how it can be possible to purchase a condo with a USDA loan and walk you through the steps on what... Read More

Can Florida SHIP Funds be combined with a USDA loan? Wow, this is a great question and thankfully today’s video will show you how the Florida SHIP funds program can be combined with a USDA loan to help maximize affordability... Read More