A Happy New Year to all and we have great news to report! 2019 maximum loan limits have been increased!   I wanted to dedicate this week’s blog to keeping everyone current and highlight the maximum loan amounts that... Read More

When can income from seasonal, second job, or part-time employment be used to qualify for a USDA loan? Whether it be retail, hospitality, agricultural, or customer service, seasonal work, a second job, and part-time employment... Read More

First off, the team at Metroplex Mortgage Services would like to wish everyone a Happy Thanksgiving! I hope that you are enjoying this time with friends and family, but with all of the excitement about our new USDA No Down... Read More

If the seller wants to include the vacant lot next door as part of the sale, can you finance that adjoining lot with a USDA loan? While this may seem like a very unique and specific scenario, it is a common question that... Read More

How do you qualify for a USDA loan with medical collections on your credit? Does it make a difference what type of collection account it is? Today’s video will go into detail about the USDA qualifying process and how... Read More

First off, I want to wish everyone a Merry Christmas and hope that these last few days of the year are treating you well! Since we began offering the USDA No Down Payment Construction to Permanent loan program we have received... Read More

What tests are required by USDA when the property has a private well? So, what are the necessary steps when dealing with a private well on a USDA loan?  As you can imagine, this is a common question that I receive from both... Read More

Who is eligible for the Florida Homestead Exemption? At this time of year, timing is critical and for many the rush is on to close prior to December 31st, but it is also important to understand how the Florida Homestead Exemption... Read More

How do you qualify for a USDA loan with income from tips, bonuses, commissions, and part-time employment? What type of income can qualify for a USDA loan? As we all know, types of employment can vary from buyer to buyer,... Read More

What are the steps required in order to gain USDA condo eligibility? Last week we discussed how a condo that is approved by Fannie Mae, Freddie Mac, FHA, or VA would be eligible for a USDA loan, but what if a condo is not... Read More