What is the Closing Time on A USDA Loan? How long is the USDA loan process? It is common for us to receive questions on how long it takes to close a USDA loan, and in today’s short video we are going to dive into the... Read More

How can you still qualify for a USDA loan if your credit score suddenly drops? Just because your credit score took a recent drop, doesn’t mean it’s the end of the road for a USDA mortgage. In fact, it’s... Read More

What repairs can be financed with a USDA loan? USDA guidelines were recently updated and now allow a wider range of possible repairs and in today’s video, I will explain both how it can be possible to finance home repairs... Read More

Is PMI required on a USDA loan? Today’s video will answer the question if USDA loans have PMI and keep you in the know about terminology and key differences between USDA, FHA, and Conventional loans. If you have not yet... Read More

Are USDA loans only eligible for First Time Homebuyers? USDA Home Loans are sought after by First Time Home Buyers, but can previous homeowners also qualify for a USDA loan? While many may think that USDA loans are only eligible... Read More

Do you need to prove rental history in order to qualify for a USDA loan? Everyone’s USDA qualifying situation is different and rental history is one component of that. That’s why today we are focusing on when... Read More

What Are Current USDA Student Loan Guidelines? As we all know, student loan debt can have a major impact on mortgage qualifying. In today’s topic, I will explain how you qualify for a USDA loan with student loans and discuss... Read More

Have you been told that USDA loans are “out of money”? Will your closing being delayed because the USDA is “out of money”? Each year around this time we receive calls asking if the USDA Loan program... Read More

How does a flood zone impact USDA loan eligibility? For those who have dealt with this situation in the past, updated USDA guidelines have implemented a key change that will make a significant impact when moving forward on... Read More

Is there an acreage limit with a USDA Rural Home loan? When working rural areas, it is common to ask how many acres can you buy with a USDA loan? Thankfully due to updated guidelines, it is now a more simplified process... Read More