Can you qualify for a USDA loan if you own another home?   Do you have to sell your home before you can qualify for a USDA loan? Can you have two USDA loans at the same time? As you can imagine, these are all common questions... Read More

Can you qualify for a USDA Loan after forbearance? How long do you have to wait after forbearance to qualify for a USDA loan? This week’s topic is especially timely due to the many homeowners who are exiting their COVID-19... Read More

What inspections are required for a USDA Loan? Once the sales contract is signed, you might wonder if a home inspection is required for a USDA loan? In today’s video, I will discuss if a home inspection is required for... Read More

So, does a USDA loan have PMI? Today’s video will answer the question if USDA loans have PMI and keep you in the know about terminology and key differences between USDA, FHA, and Conventional loans. If you have not yet... Read More

Has a lender or loan officer told you that the USDA is “out of money”? Each year around this time we receive calls asking if the USDA Loan program is “out of money”, and because there is so much misinformation... Read More

Do USDA Loans require an Earnest Money Deposit? Typically, when purchasing a home, a buyer will have two types of out-of-pocket expenses: down payment and settlement charges. With a USDA no down payment loan, the burden... Read More