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Complete Guide to the USDA Loan Program

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How can alimony or child support affect your USDA mortgage loan approval

Alimony or child support can affect USDA qualifying in a positive or negative way since it can be used as both income and count as a recurring monthly liability. In today’s video I am going to share with you the details... Read More

Can repairs be included in a USDA Home Loan?

With many trying to expand their eligible property search, having the ability to finance repairs after closing may be an attractive scenario for a seller to consider! In today’s video, I will show you the USDA loan... Read More

How does a legal separation affect USDA qualifying?

Qualifying for a USDA Loan after a Legal Separation. The separation process can require many decisions, such as whether to buy or rent. While this may involve stress, it is important to not overlook mortgage qualifying details... Read More

5 Memorial Day Customs You Should Know

Memorial Day is often confused with Veterans Day or Patriot Day. Veterans Day honors everyone who served honorably in the military, Patriot Day honors civilians who died September 11, 2001, and Memorial Day honors veterans... Read More

How high are current USDA Loan Income Limits?

While many know that it is possible to make too much money for a USDA loan, what they don’t realize is just how high USDA loan income limits actually are. USDA just announced an increase to their household income loan limits... Read More

How can the 2020 IRS Tax Filing Extension Date affect your USDA qualifying?

How does the May 17, 2021 federal tax filing extension date impact USDA home loan qualifying, closing dates, and the required documentation? As we all know, USDA Rural Home Loan eligibility requires USDA loan income verification... Read More

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