Has a lender or loan officer told you that the USDA is “out of money”? Each year around this time we receive calls asking if the USDA Loan program is “out of money”, and because there is so much misinformation... Read More

Do USDA Loans require an Earnest Money Deposit? Typically, when purchasing a home, a buyer will have two types of out-of-pocket expenses: down payment and settlement charges. With a USDA no down payment loan, the burden... Read More

What are USDA Loan Well Water Requirements? In the rural communities that we serve, you can probably guess that this is a common question.  However, it is surprising that some lenders do not even know there are USDA loan... Read More

What inspections are required for a USDA Loan? Once the sales contract is signed, you might wonder if a home inspection is required for a USDA loan? In today’s video, I will discuss if a home inspection is required for... Read More

Can you finance a pool with a USDA loan? When it comes to USDA loan swimming pool guidelines there is still the myth that USDA loans will not finance a home that has an in-ground swimming pool – but that is simply not... Read More

Last week, we reviewed five important things to do during the USDA loan application process. In contract today, we will detail what NOT “To Do” when seeking USDA mortgage approval. Today’s video is a great... Read More