How does the May 17, 2021 federal tax filing extension date impact USDA home loan qualifying, closing dates, and the required documentation? As we all know, USDA Rural Home Loan eligibility requires USDA loan income verification... Read More

When purchasing a home, you never want to be surprised with out-of-pocket expenses.  Remember, even when purchasing with a USDA No Down Payment Loan, you still have to be prepared for other costs to complete the transaction... Read More

USDA loans are sought after by homebuyers since they allow for no down payment and offer financing flexibility. Additionally, USDA guidelines have recently improved in regards to how much acreage can be purchased with... Read More

It is possible to qualify for a USDA loan with little or no credit history? When a homebuyer does not have an established credit history, USDA qualifications allow the ability to utilize non-traditional credit accounts. In... Read More

What are USDA and FHA septic and well distance requirements? HUD Handbook 4000.1 determines the septic and well distance requirements for both USDA and FHA loans.  This is a critical measurement which can determine the success... Read More

As we all know, student loan debt can have a major impact on mortgage qualifying! In today’s topic, I’ll explain how improved USDA guidelines on student loans have led to qualifying improvements. Understanding the... Read More