What tests are required by USDA when the property has a private well? So, what are the necessary steps when dealing with a private well on a USDA loan?  As you can imagine, this is a common question that I receive from both... Read More

Who is eligible for the Florida Homestead Exemption? At this time of year, timing is critical and for many the rush is on to close prior to December 31st, but it is also important to understand how the Florida Homestead Exemption... Read More

How do you qualify for a USDA loan with income from tips, bonuses, commissions, and part-time employment? What type of income can qualify for a USDA loan? As we all know, types of employment can vary from buyer to buyer,... Read More

What are the steps required in order to gain USDA condo eligibility? Last week we discussed how a condo that is approved by Fannie Mae, Freddie Mac, FHA, or VA would be eligible for a USDA loan, but what if a condo is not... Read More

How can a self-employed person qualify for a USDA loan? While it is true that self-employment requires extra steps when qualifying for a USDA loan, in today’s video I will explain the details on how it can be possible... Read More

First off, the team at Metroplex Mortgage Services would like to wish everyone a Happy Thanksgiving! I hope that you are enjoying this time with friends and family, but with all of the excitement about our new USDA No Down... Read More

If the seller wants to include the vacant lot next door as part of the sale, can you finance that adjoining lot with a USDA loan? While this may seem like a very unique and specific scenario, it is a common question that... Read More

How do you qualify for a USDA loan with medical collections on your credit? Does it make a difference what type of collection account it is? Today’s video will go into detail about the USDA qualifying process and how... Read More

Are condos eligible for a USDA loan? This is a great question, and in today’s video I will explain what properties can be eligible for a USDA loan and how it can be possible to purchase a condo with a USDA loan. Remember... Read More

How does a new home get built with the USDA No Down Payment Construction to Permanent mortgage? In today’s video, I will explain how a builder gets approved and what to expect during the construction process. Remember though,... Read More