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USDA Acreage Limit: How many acres can you finance with a USDA loan?

Date: November 20th, 2020 | Category: Front Page, USDA Loans

USDA Acreage Limit: How many acres can you finance with a USDA loan?

With more and more buyers looking in rural areas, many of them also inquire about options for acreage and how much can be financed with a USDA loan. Well, the good news is that updated USDA guidelines now permit improved... Read more

What are three important differences between USDA and VA loans?

Date: November 13th, 2020 | Category: USDA Loans, VA Loans

What are three differences between USDA and VA loans?

While USDA and VA loans are both fantastic no down payment financing options, they also have their own unique features and eligibility requirements. In today’s short video, I will break down and review three important... Read more

USDA No Down Payment Loans – How do you become USDA eligible?

Date: November 6th, 2020 | Category: Front Page, USDA Loan Eligibility, USDA Loans

How do you become USDA eligible?

The USDA loan program is sought after by homebuyers due to their 100% financing, affordable terms, and flexible credit qualifying. That is why it is so important to understand the basics on how to become USDA eligible. In... Read more

When is verification of rent required for USDA eligibility?

Date: October 30th, 2020 | Category: Front Page, USDA Loan Eligibility, USDA Loans

When is verification of rent required for USDA eligibility?

Do USDA loans require verification of rent? Do you have to prove previous rental history in order to be USDA eligible? Today’s topic is important because USDA guidelines do not always require verification of rent. In this... Read more

UPDATED GUIDELINES: USDA Credit Score Requirements

Date: October 23rd, 2020 | Category: Front Page, USDA Approved Lender Benefits, USDA Loan Eligibility, USDA Loans

UPDATED GUIDELINES: USDA Credit Score Minimums

USDA credit score guidelines formerly listed specific minimum credit score requirements, and a credit score cutoff for loans that should not be approved… but USDA credit score guidelines have recently been updated. In... Read more

USDA Mortgage Calculator: Here’s how to CORRECTLY calculate a USDA monthly payment

Date: October 16th, 2020 | Category: USDA Loans, What is a USDA Loan?

USDA Mortgage Calculator: Here's how to CORRECTLY calculate a USDA monthly payment

So, how do you CORRECTLY calculate a USDA payment?  Unfortunately, many USDA mortgage calculators have not been designed to handle USDA specifics and thus end up providing inaccurate numbers. As such, today’s video... Read more

How can a USDA Debt Ratio Waiver increase your maximum sales price?

Date: October 2nd, 2020 | Category: Front Page, USDA Loans, What is a USDA Loan?

Tampa FL USDA Approved Lender List

What happens if your qualifying budget needs a little boost in order to qualify for a home that seems to be just out of reach?  What if you were just denied for a loan because your USDA debt-to-income ratios were too high? In... Read more

Private Roads: How do you qualify for a mortgage with a house on a private road?

Date: September 25th, 2020 | Category: Conventional Loans, FHA Loans, USDA Loans, VA Loans

What to do when qualifying for a mortgage with a private road?

Once you have found the perfect home, what should you do if the property is located on a private road? How can a private road affect your mortgage approval? Thus, today’s video will discuss what to do when the property... Read more

Is your lender’s USDA approval time affected by USDA’s fiscal year-end?

Date: September 18th, 2020 | Category: Front Page, USDA Loans

Is your lender's USDA approval time affected by the USDA's fiscal year-end?

Don’t let a lender hold up your closing because they say the “USDA is out of money”! USDA’s fiscal year runs from October 1st until September 30th and at the beginning of each fiscal year, the USDA Single... Read more

USDA Property Eligibility: What property types are eligible for a USDA loan?

Date: September 11th, 2020 | Category: Front Page, USDA Loans, USDA Property Eligibility

USDA Property Eligibility

When you hear about USDA loan benefits, such as 100% financing or the ability to finance closing costs, it can be easy to focus on the financial advantages and then forget about USDA property eligibility. USDA loans allow... Read more

How Do I Qualify for a USDA Loan?

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