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How can the 2020 IRS Tax Filing Extension Date affect your USDA qualifying?

Date: April 30th, 2021 | Category: USDA Loan Process, USDA Loans

IRA Tax Deadline and USDA Loan

How does the May 17, 2021 federal tax filing extension date impact USDA home loan qualifying, closing dates, and the required documentation? As we all know, USDA Rural Home Loan eligibility requires USDA loan income verification... Read more

What are USDA credit requirements for those with little or no credit history?

Date: April 23rd, 2021 | Category: Front Page, USDA Credit Qualifying, USDA Loans

What are USDA qualifications for those with little or no credit history?

It is possible to qualify for a USDA loan with little or no credit history? When a homebuyer does not have an established credit history, USDA qualifications allow the ability to utilize non-traditional credit accounts. In... Read more

Florida Intangible Tax and Transfer Tax – How do you calculate these closing costs?

Date: April 16th, 2021 | Category: Conventional Loans, FHA Loans, Front Page, USDA Loan Process

Here’s how to calculate the Florida Intangible Tax and Transfer Tax When Purchasing a Home

When purchasing a home, you never want to be surprised with out-of-pocket expenses.  Remember, even when purchasing with a USDA No Down Payment Loan, you still have to be prepared for other costs to complete the transaction... Read more

USDA and FHA Septic and Well guidelines

Date: April 9th, 2021 | Category: USDA Approved Lender Benefits


What are USDA and FHA septic and well distance requirements? HUD Handbook 4000.1 determines the septic and well distance requirements for both USDA and FHA loans.  This is a critical measurement which can determine the success... Read more

How much USDA land can be purchased with a USDA home loan?

Date: March 26th, 2021 | Category: Front Page, USDA Loans, USDA Property Eligibility

How much USDA land can be purchased with a USDA home loan?

USDA loans are sought after by homebuyers since they allow for no down payment and offer financing flexibility. Additionally, USDA guidelines have recently improved in regards to how much acreage can be purchased with... Read more

Improved USDA Guidelines on Student Loans!

Date: March 20th, 2021 | Category: Debt Ratios, Front Page, USDA Loan Process, USDA Loans, What is a USDA Loan?

Improved USDA Guidelines on Student Loans!

As we all know, student loan debt can have a major impact on mortgage qualifying! In today’s topic, I’ll explain how improved USDA guidelines on student loans have led to qualifying improvements. Understanding the... Read more

Getting a USDA loan after Chapter 13 Bankruptcy is faster than you think!

Date: March 12th, 2021 | Category: USDA Approved Lender Benefits

Getting a USDA loan after Chapter 13 Bankruptcy is faster than you think!

Did you know that getting a USDA loan after Chapter 13 Bankruptcy can be done in as little as one day after discharge? Yes, USDA Loan Chapter 13 Guidelines offer extreme qualifying flexibility and in today’s video, I am... Read more

USDA vs FHA: Which can you apply for more quickly after bankruptcy?

Date: March 5th, 2021 | Category: FHA Loans, Front Page, USDA Guide, USDA Loan Eligibility, USDA Loans

USDA vs VA: Which can you apply for sooner after bankruptcy?

Last week, we reviewed how a Chapter 7 bankruptcy affects qualifying for a USDA loan. The next question that often comes after this information is, “How does this compare to an FHA loan?” That’s why today,... Read more

How soon can you qualify for a USDA loan after Chapter 7 Bankruptcy?

Date: February 26th, 2021 | Category: USDA Credit Qualifying, USDA Loans

How soon can you qualify for a USDA loan after a Chapter 7 Bankruptcy?

Per the administrative office of the U.S. Courts, there were 659,881 non-business bankruptcies filed for the 12 month period ending June 2020. With that being said, many of those cases may not have been due to financial mismanagement,... Read more

How soon can you qualify for a USDA loan after foreclosure?

Date: February 19th, 2021 | Category: USDA Credit Qualifying

How soon can you qualify for a USDA loan after foreclosure?

A waiting period determines how quickly you can qualify for a mortgage after foreclosure. However, that period depends on the mortgage type you are applying for. Today, we will focus on how quickly you can qualify for a USDA... Read more

How Do I Qualify for a USDA Loan?

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