Unlike USDA loans, a termite inspection for a VA loan is generally required by the guidelines. In today’s video, I will discuss the payment options for termite inspections and also explain what exceptions exist. Plus, download... Read more

In today’s video, I will explain how child support income can be used to qualify for a USDA loan and also discuss the most recent updates for the required documentation. Now, before we get started, don’t forget to take... Read more

In today’s video, I will share with you the details regarding USDA flood zone requirements and how to navigate the qualifying process. However, before we get started, don’t forget to take advantage of our FREE download,... Read more

A common question that I receive is whether you can “roll-in” your closing costs with a USDA loan because many have heard through second hand sources that closing costs are automatically included with your USDA... Read more

What are three ways to improve USDA Debt to Income Ratios and also increase your sales price? Unfortunately, many of today’s lenders do not fully understand the USDA program or how to maximize its benefits, which can... Read more

Qualifying for a USDA mortgage when you are self-employed can be both confusing and frustrating. However, in today’s video, I will review a three-step qualifying approach which can help to both relieve anxiety and further... Read more

USDA Rural Development offers single family housing loans under two similar, but at the same time very different programs. While this can lead to confusion among homebuyers and Realtors,  today’s video will break down... Read more

USDA Student Loan Guidelines Have Improved! As we all know, student loan debt can have a major impact on mortgage qualifying! In today’s topic, I’ll explain how improved USDA guidelines on student loans have led to... Read more

I know that many of you are thinking that an IRS tax lien will automatically put a stop to the USDA loan process. However, USDA guidelines offer qualifying flexibility in cases of delinquent Federal tax debt. In today’s... Read more

As of May 4th, 2020 USDA loan income limits have increased. I bet you will be surprised at just how high they are! As you will see in today’s video, the USDA loan income limit increase can help homebuyers trying to qualify... Read more