Per the administrative office of the U.S. Courts, there were 659,881 non-business bankruptcies filed for the 12 month period ending June 2020. With that being said, many of those cases may not have been due to financial mismanagement,... Read more

A waiting period determines how quickly you can qualify for a mortgage after foreclosure. However, that period depends on the mortgage type you are applying for. Today, we will focus on how quickly you can qualify for a USDA... Read more

With the many short sales that were finalized in recent years, prospective buyers are now looking to re-qualify to purchase a home. Updated guidelines specifically address how to qualify for a USDA loan after a short sale,... Read more

What happens if a USDA loan is denied after the contract is signed? Well, before your blood pressure starts to rise, remember that there are multiple ways a USDA loan can be approved. In today’s short video, we’ll... Read more

Remember that while new construction homes can be available in suburban communities, rural areas are also experiencing a high demand for those new construction properties! However, buying a home in a rural area may hold a... Read more

Do USDA or FHA appraisals require a stove or other appliances to be present in the property? What are FHA and USDA appliance requirements? In today’s short video I am going to share with you the details on FHA and USDA... Read more

The Florida Homestead Exemption helps homeowners save money on their property taxes by reducing the assessed value of their property which in turn lowers the amount of property taxes. However, timing and eligibility details... Read more

Mortgage loan limits are on the rise in 2021, but it’s not the same limit across programs. In fact, USDA, VA, FHA, and Conventional loan programs each have their own limits. This is why it’s important for us to... Read more

As I take a step back and look at this past year of USDA articles, there is a handful that stand out as the clear top 5. These articles were visited by thousands of people just like you. They come in order to learn about... Read more

USDA guidelines allow for a wide range of possible repairs. In today’s video, I’ll explain the eligible types of repairs and review how it’s possible to get a USDA home loan with repairs. Also, please download... Read more