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How does a Chapter 7 Bankruptcy impact my ability to qualify for a USDA, FHA, VA, or Conventional loan?

Date: November 22nd, 2019 | Category: Conventional Loans, FHA Loans, USDA Loans, VA Loans

How does a Chapter 7 Bankruptcy impact my ability to qualify for a USDA, FHA, VA, or Conventional loan?

How soon can you qualify for a mortgage after Chapter 7 bankruptcy? According to statistics released by the Administrative Office of the U.S. Courts, from 2015-2019 there have been over 2.5 million Chapter 7 Bankruptcies... Read more

After a foreclosure, how soon can you qualify for a mortgage?

Date: November 15th, 2019 | Category: Conventional Loans, FHA Loans, Front Page, USDA Loans, VA Loans

After a foreclosure, how soon can you qualify for a mortgage?

Do foreclosure waiting periods depend on the mortgage type? In working with so many of our customers over the years, we have found that foreclosures often occur due to circumstances outside of the homeowner’s control,... Read more

How Long Does it Take to Close on a USDA Loan?

Date: November 1st, 2019 | Category: Front Page, USDA Loans

How Long Does it Take to Close on a USDA Loan

What is the Closing Time on A USDA Loan? How long is the USDA loan process? It is common for us to receive questions on how long it takes to close a USDA loan, and in today’s short video we are going to dive into the... Read more

Do USDA Loans Require Verification of Rental History?

Date: October 25th, 2019 | Category: Front Page, USDA Loans

Do USDA Loans Require Verification of Rental History

Everyone’s USDA qualifying situation is different and rental history is one component of that. That’s why today we are focusing on when rental history is a requirement and when it is not. Remember to make sure... Read more

Your credit score just dropped, how can you still qualify for a USDA Loan?

Date: October 18th, 2019 | Category: Front Page, USDA Loans

Your credit score just dropped, how can you still qualify for a USDA Loan?

Just because your credit score took a recent drop, doesn’t mean it’s the end of the road for a USDA mortgage. In fact, it’s possible to increase that credit score in less than a week!  As you can imagine,... Read more

How Do You Qualify for a USDA Mortgage with Student Loans?

Date: October 11th, 2019 | Category: USDA Loans

How Do You Qualify for a USDA Mortgage with Student Loans?

What Are Current USDA Student Loan Guidelines? As we all know, student loan debt can have a major impact on mortgage qualifying. In today’s topic, I will explain how you qualify for a USDA loan with student loans and discuss... Read more

Can you include USDA home repair within a loan?

Date: October 4th, 2019 | Category: Front Page, USDA Loans

What repairs can be financed into a USDA loan?

USDA guidelines were recently updated and now allow a wider range of possible USDA home repair. In today’s video, I will explain both how it can be possible to finance home repairs with a USDA loan along with eligible... Read more

Has a loan officer told you that the USDA is out of money?

Date: September 27th, 2019 | Category: Front Page, USDA Loans

Why do lenders say USDA out of money?

Each year around this time we receive calls asking if the USDA Loan program is “out of money”, and because there is so much misinformation about our topic today, this short video will share the facts that you... Read more

Does a USDA Loan have PMI?

Date: September 20th, 2019 | Category: USDA Loans

Do you need Private Mortgage Insurance (PMI) with a USDA Loan?

Is PMI required on a USDA loan? Today’s video will answer the question if USDA loans have PMI and keep you in the know about terminology and key differences between USDA, FHA, and Conventional loans. If you have not yet... Read more

What are USDA Loan qualifying requirements for properties in a flood zone?

Date: September 13th, 2019 | Category: USDA Loans

USDA Flood Zone Requirements

How does a flood zone impact USDA loan eligibility? For those who have dealt with this situation in the past, updated USDA guidelines have implemented a key change that will make a significant impact when moving forward on... Read more

How Do I Qualify for a USDA Loan?

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