How do you Calculate Florida Intangible Tax and Transfer Tax When Purchasing a Home
Conventional Loans | FHA Loans | Front Page | Posted on January 24, 2020 at 3:59 pm by Sean Stephens
When purchasing a home, you never want to be surprised with out-of-pocket expenses. Remember, even when purchasing with a USDA No Down Payment Loan, you still have to be prepared for other costs to complete the transaction which include Florida Intangible
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Well and Septic Required Distances for USDA and FHA Loans
FHA Loans | USDA Loans | Posted on January 17, 2020 at 9:38 pm by Sean Stephens
What are the required distances for well and septic on USDA and FHA loans? Understanding USDA and FHA loan distance requirements between a well and septic are critical when determining eligibility and because it can be common for rural properties to
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How do you Qualify for a Mortgage after Chapter 13 Bankruptcy?
Conventional Loans | FHA Loans | USDA Loans | VA Loans | Posted on January 10, 2020 at 6:44 pm by Sean Stephens
After filing for Chapter 13 bankruptcy, many feel homeownership is a dream that is out of their reach. However, in today’s video, I’ll explain how you CAN qualify for a mortgage after Chapter 13 bankruptcy. In fact, with USDA, FHA,
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After a Short Sale, how long does it take to qualify for a mortgage?
Conventional Loans | FHA Loans | USDA Loans | VA Loans | Posted on December 6, 2019 at 3:22 pm by Sean Stephens
How soon can you qualify for a mortgage after a Short Sale? It is possible to qualify to purchase a home after a short sale, but waiting periods will apply and vary between USDA, FHA, VA, and Conventional loans. Depending on the type of loan
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After a Chapter 7 Bankruptcy, Here’s How to Qualify for a Mortgage
Conventional Loans | FHA Loans | USDA Loans | VA Loans | Posted on November 22, 2019 at 4:19 pm by Sean Stephens
How soon can you qualify for a mortgage after Chapter 7 bankruptcy? According to statistics released by the Administrative Office of the U.S. Courts, from 2015-2019 there have been over 2.5 million Chapter 7 Bankruptcies filed. However, even with a
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After a foreclosure, how soon can you qualify for a mortgage?
Conventional Loans | FHA Loans | Front Page | USDA Loans | VA Loans | Posted on November 15, 2019 at 3:46 pm by Sean Stephens
In working with so many of our customers over the years, we have found that foreclosures often occur due to circumstances outside of the homeowner’s control, rather than financial mismanagement. Plus, qualifying for a mortgage after foreclosure is possible! With
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Are USDA or FHA loans better?
FHA Loans | USDA Loans | Posted on August 9, 2019 at 1:00 am by Sean Stephens
What are the differences between a USDA and FHA loan? Do you know the difference between a USDA and FHA loan? While they both have similar characteristics, there are important aspects of each program which can impact a buyer’s out-of-pocket costs
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Why is closing by December 31 so important for the Florida Homestead Exemption?
Conventional Loans | FHA Loans | Front Page | USDA Loans | VA Loans | Posted on November 9, 2018 at 11:43 am by Sean Stephens
Who is eligible for the Florida Homestead Exemption? At this time of year, timing is critical and for many the rush is on to close prior to December 31st, but it is also important to understand how the Florida Homestead
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What are USDA and FHA distance requirements for well and septic?
FHA Loans | USDA Loans | Posted on May 4, 2018 at 11:18 am by Sean Stephens
What are the required distances for well and septic tanks on USDA and FHA loans? When working in rural communities, having a property that is on a private well can be common. However, there are critical measurements that need to
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What are THREE key differences between USDA and FHA loans?
FHA Loans | Front Page | USDA Loans | Posted on February 16, 2018 at 9:22 pm by Sean Stephens
What are THREE key differences between USDA and FHA loans? As you can imagine, this is an extremely common question that I receive and in today’s video I will compare USDA and FHA loans side by side in order to
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