Does a disputed account on your credit report affect qualifying for a USDA loan?

Can you still qualify for a USDA loan with a Disputed Account on Your Credit Report?

As per USDA Guidelines under the 3555 Handbook, “Disputed accounts on an applicant’s credit report are not considered in the credit score.” Meaning, the mere presence of a disputed account does NOT automatically deny an applicant’s USDA loan. A disputed
Continue Reading…

Read More
After a foreclosure, how soon can you qualify for a mortgage?

After a foreclosure, how soon can you qualify for a mortgage?

Do foreclosure waiting periods depend on the mortgage type? In working with so many of our customers over the years, we have found that foreclosures often occur due to circumstances outside of the homeowner’s control, rather than financial mismanagement. With
Continue Reading…

Read More
Here's How to Search For Current USDA Eligible Areas

Here’s How to Search For Current USDA Eligible Areas

How Do You find Current USDA Eligible Areas? It is a key part of the USDA eligibility process to find a home located in a USDA eligible area.  In today’s video, I’ll show you how to find out if the
Continue Reading…

Read More

« Older Posts