What NOT “To Do” during the USDA Loan Application process!
Front Page | USDA Approved Lender Benefits | USDA Loan Eligibility | USDA Loan Process | USDA Loans | Posted on August 6, 2021 at 11:02 am by Sean Stephens
Last week, we reviewed five important things to do during the USDA loan application process. In contract today, we will detail what NOT “To Do” when seeking USDA mortgage approval. Today’s video is a great reminder of how fragile the
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Is there an acreage limit on USDA Rural Home Loans?
Front Page | USDA Loans | USDA Property Eligibility | Posted on June 25, 2021 at 9:54 am by Sean Stephens
Do USDA Loans have acreage limits? Acreage questions and USDA loans seem to go hand in hand. This also happens to be one of the most common questions that we receive. In today’s video I will explain the details and
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How do you qualify for the No Down Payment USDA Loan Program?
Front Page | Income | USDA Approved Lender Benefits | USDA Income Limits | USDA Loan Eligibility | USDA Loans | Posted on June 18, 2021 at 8:11 am by Sean Stephens
If you are interested in applying for a USDA home loan to purchase an existing property, include home repairs after closing, or for a new construction property, the USDA home loan program can be a solution! In today’s video, I
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What are THREE ways to Expand Housing Inventory with a USDA loan?
Front Page | New Construction | Realtor Tips | USDA Approved Lender Benefits | USDA Construction Loans | Posted on June 11, 2021 at 6:39 pm by Sean Stephens
If you’re looking for ways to expand the current available real estate inventory, a USDA home loan can be a solution. The USDA loan program can be used for existing properties, home repairs, as well as for new construction. In
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How can alimony or child support affect your USDA mortgage loan approval
Front Page | USDA Approved Lender Benefits | USDA Income Limits | Posted on June 6, 2021 at 2:06 pm by Sean Stephens
Alimony or child support can affect USDA qualifying in a positive or negative way since it can be used as both income and count as a recurring monthly liability. In today’s video I am going to share with you the
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5 Memorial Day Customs You Should Know
Front Page | Holidays | Posted on May 28, 2021 at 7:56 am by Sean Stephens
Memorial Day is often confused with Veterans Day or Patriot Day. Veterans Day honors everyone who served honorably in the military, Patriot Day honors civilians who died September 11, 2001, and Memorial Day honors veterans who died in battle or
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Can repairs be included in a USDA Home Loan?
Front Page | USDA Approved Lender Benefits | USDA Loan Benefits | USDA Loan Eligibility | USDA Loans for Repairs | Posted on May 21, 2021 at 5:00 pm by Sean Stephens
With many trying to expand their eligible property search, having the ability to finance repairs after closing may be an attractive scenario for a seller to consider! In today’s video, I will show you the USDA loan requirements for both
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How high are current USDA Loan Income Limits?
Front Page | USDA Income Limits | Posted on May 14, 2021 at 1:31 pm by Sean Stephens
While many know that it is possible to make too much money for a USDA loan, what they don’t realize is just how high USDA loan income limits actually are. USDA just announced an increase to their household income loan
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How does a legal separation affect USDA qualifying?
Front Page | USDA Credit Qualifying | Posted on May 7, 2021 at 7:20 pm by Sean Stephens
Qualifying for a USDA Loan after a Legal Separation. The separation process can require many decisions, such as whether to buy or rent. While this may involve stress, it is important to not overlook mortgage qualifying details which includes understanding
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What are USDA credit requirements for those with little or no credit history?
Front Page | USDA Credit Qualifying | USDA Loans | Posted on April 23, 2021 at 2:55 pm by Sean Stephens
It is possible to qualify for a USDA loan with little or no credit history? When a homebuyer does not have an established credit history, USDA qualifications allow the ability to utilize non-traditional credit accounts. In today’s video, I’ll discuss
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