UPDATED GUIDELINES: USDA Credit Score Requirements
Front Page | USDA Approved Lender Benefits | USDA Loans | Posted on October 23, 2020 at 4:56 pm by Sean Stephens
USDA credit score guidelines formerly listed specific minimum credit score requirements, and a credit score cutoff for loans that should not be approved… but USDA credit score guidelines have recently been updated. In today’s short video, I will discuss current
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3 USDA Financing Facts Every Seller Should Know
Front Page | USDA Approved Lender Benefits | USDA Loans | Posted on August 28, 2020 at 5:00 pm by Sean Stephens
Sellers can sometimes be hesitant to accept USDA financing for their property, but this is often due to common misconceptions about the USDA program. With that being said, today’s video focuses on 3 important USDA Financing facts that every seller
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How much can a seller pay towards VA loan closing costs?
Front Page | USDA Approved Lender Benefits | USDA Loans | Posted on August 14, 2020 at 1:53 pm by Sean Stephens
Unlike USDA loans which allow up to 6% of the sales price towards seller paid closing costs, VA loans can provide for even higher flexibility and have unique guidelines. However, this topic also brings quite a bit of confusion, and
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USDA Mortgage Approval: What NOT “To Do” when trying to qualify for a USDA loan!
Front Page | USDA Approved Lender Benefits | USDA Loans | Posted on August 7, 2020 at 5:33 pm by Sean Stephens
Last week we discussed five important things to do during the mortgage application process. Instead, today, we will review what NOT “To Do” while trying to gain USDA mortgage approval. The following video will help keep your financing from falling
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Five Things “To Do” for a Successful USDA Application
Front Page | USDA Approved Lender Benefits | USDA Loans | Posted on July 31, 2020 at 1:05 pm by Sean Stephens
Qualifying for a mortgage, looking at properties, and preparing an offer are all steps that require professional guidance. However, with all of the information available, it can be hard to know what is right and wrong during the USDA application
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Three ways to improve USDA Debt to Income Ratios!
USDA Approved Lender Benefits | Posted on June 19, 2020 at 1:52 am by Sean Stephens
What are three ways to improve USDA Debt to Income Ratios and also increase your sales price? Unfortunately, many of today’s lenders do not fully understand the USDA program or how to maximize its benefits, which can leave homebuyers extremely
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Just Announced: USDA loan income limits have increased!
USDA Approved Lender Benefits | USDA Loans | Posted on May 8, 2020 at 8:18 pm by Sean Stephens
As of May 4th, 2020 USDA loan income limits have increased. I bet you will be surprised at just how high they are! As you will see in today’s video, the USDA loan income limit increase can help homebuyers trying
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Why does USDA in-house underwriting make such a difference?
USDA Approved Lender Benefits | Posted on June 14, 2019 at 12:34 pm by Sean Stephens
In-house underwriting occurs when a loan approval is made from within a company instead of having to send it outside to a third party for a credit decision and because we offer USDA in-house underwriting, I am going to show
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