Can you finance a pool with a USDA loan?
USDA Approved Lender Benefits | USDA Property Eligibility | Posted on August 26, 2021 at 2:44 am by Sean Stephens
Can you finance a pool with a USDA loan? When it comes to USDA loan swimming pool guidelines there is still the myth that USDA loans will not finance a home that has an in-ground swimming pool – but that
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What NOT “To Do” during the USDA Loan Application process!
Front Page | USDA Approved Lender Benefits | USDA Loan Eligibility | USDA Loan Process | USDA Loans | Posted on August 6, 2021 at 11:02 am by Sean Stephens
Last week, we reviewed five important things to do during the USDA loan application process. In contract today, we will detail what NOT “To Do” when seeking USDA mortgage approval. Today’s video is a great reminder of how fragile the
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How do you qualify for the No Down Payment USDA Loan Program?
Front Page | Income | USDA Approved Lender Benefits | USDA Income Limits | USDA Loan Eligibility | USDA Loans | Posted on June 18, 2021 at 8:11 am by Sean Stephens
If you are interested in applying for a USDA home loan to purchase an existing property, include home repairs after closing, or for a new construction property, the USDA home loan program can be a solution! In today’s video, I
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What are THREE ways to Expand Housing Inventory with a USDA loan?
Front Page | New Construction | Realtor Tips | USDA Approved Lender Benefits | USDA Construction Loans | Posted on June 11, 2021 at 6:39 pm by Sean Stephens
If you’re looking for ways to expand the current available real estate inventory, a USDA home loan can be a solution. The USDA loan program can be used for existing properties, home repairs, as well as for new construction. In
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How can alimony or child support affect your USDA mortgage loan approval
Front Page | USDA Approved Lender Benefits | USDA Income Limits | Posted on June 6, 2021 at 2:06 pm by Sean Stephens
Alimony or child support can affect USDA qualifying in a positive or negative way since it can be used as both income and count as a recurring monthly liability. In today’s video I am going to share with you the
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Can repairs be included in a USDA Home Loan?
Front Page | USDA Approved Lender Benefits | USDA Loan Benefits | USDA Loan Eligibility | USDA Loans for Repairs | Posted on May 21, 2021 at 5:00 pm by Sean Stephens
With many trying to expand their eligible property search, having the ability to finance repairs after closing may be an attractive scenario for a seller to consider! In today’s video, I will show you the USDA loan requirements for both
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USDA and FHA Septic and Well guidelines
USDA Approved Lender Benefits | Posted on April 9, 2021 at 10:26 pm by Sean Stephens
What are USDA and FHA septic and well distance requirements? HUD Handbook 4000.1 determines the septic and well distance requirements for both USDA and FHA loans. This is a critical measurement which can determine the success of a transaction. In
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Getting a USDA loan after Chapter 13 Bankruptcy is faster than you think!
USDA Approved Lender Benefits | Posted on March 12, 2021 at 10:00 pm by Sean Stephens
Did you know that getting a USDA loan after Chapter 13 Bankruptcy can be done in as little as one day after discharge? Yes, USDA Loan Chapter 13 Guidelines offer extreme qualifying flexibility and in today’s video, I am going
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Our Top 5 USDA Articles of 2020
USDA Approved Lender Benefits | Posted on January 2, 2021 at 12:14 pm by Sean Stephens
As I take a step back and look at this past year of USDA articles, there is a handful that stand out as the clear top 5. These articles were visited by thousands of people just like you. They come
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UPDATED GUIDELINES: USDA Credit Score Requirements
Front Page | USDA Approved Lender Benefits | USDA Credit Qualifying | USDA Loan Eligibility | USDA Loans | Posted on October 23, 2020 at 4:56 pm by Sean Stephens
USDA credit score guidelines formerly listed specific minimum credit score requirements, and a credit score cutoff for loans that should not be approved… but USDA credit score guidelines have recently been updated. In today’s short video, I will discuss current
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