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Category Archives For: USDA Credit Qualifying

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Can you qualify for a USDA Loan after forbearance in Florida, Texas, Tennessee, or Alabama?

Can you qualify for a USDA Loan after forbearance?

Can you qualify for a USDA Loan after forbearance? How long do you have to wait after forbearance to qualify for a USDA loan? This week’s topic is especially timely due to the many homeowners who are exiting their COVID-19
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Five things “To Do” for a successful USDA application

What are Five Things “To Do” for a Successful USDA Mortgage Application?

What are Five Things “To Do” for a Successful USDA Mortgage Application? Submitting your USDA mortgage application, looking for the right home, and preparing an offer are all part of purchasing a home. However, because of the overwhelming amount of
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Legal separation and USDA qualifying

How does a legal separation affect USDA qualifying?

Qualifying for a USDA Loan after a Legal Separation. The separation process can require many decisions, such as whether to buy or rent. While this may involve stress, it is important to not overlook mortgage qualifying details which includes understanding
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What are USDA qualifications for those with little or no credit history?

What are USDA credit requirements for those with little or no credit history?

It is possible to qualify for a USDA loan with little or no credit history? When a homebuyer does not have an established credit history, USDA qualifications allow the ability to utilize non-traditional credit accounts. In today’s video, I’ll discuss
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How soon can you qualify for a USDA loan after foreclosure?

How soon can you qualify for a USDA loan after foreclosure?

A waiting period determines how quickly you can qualify for a mortgage after foreclosure. However, that period depends on the mortgage type you are applying for. Today, we will focus on how quickly you can qualify for a USDA loan
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When is verification of rent required for USDA eligibility?

When is verification of rent required for USDA eligibility?

Do USDA loans require verification of rent? Do you have to prove previous rental history in order to be USDA eligible? Today’s topic is important because USDA guidelines do not always require verification of rent. In this short video, I’ll
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UPDATED GUIDELINES: USDA Credit Score Minimums

UPDATED GUIDELINES: USDA Credit Score Requirements

USDA credit score guidelines formerly listed specific minimum credit score requirements, and a credit score cutoff for loans that should not be approved… but USDA credit score guidelines have recently been updated. In today’s short video, I will discuss current
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