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What are the differences between a USDA and FHA loan in Florida?

What are the differences between FHA and USDA loans in Florida, Texas, Tennessee, or Alabama?

What are the differences between FHA and USDA loans in Florida, Texas, Tennessee, or Alabama? When first-time home buyers are comparing a USDA Rural Housing Loan vs. the the FHA loan program, it is important to understand the differences between
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Differences between USDA and VA Home Loans in Florida, Tennessee, Alabama and Texas

What are the Differences Between USDA and VA Home Loans?

What are the differences between USDA and VA Home Loans? There are three important differences between USDA and VA home loans. As many of us know, both USDA and VA loans offer no down payment financing, which makes them great
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Improved USDA Guidelines on Student Loans!

Improved USDA Guidelines on Student Loans!

As we all know, student loan debt can have a major impact on mortgage qualifying! In today’s topic, I’ll explain how improved USDA guidelines on student loans have led to qualifying improvements. Understanding the details can mean the difference between
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USDA Mortgage Calculator: Here's how to CORRECTLY calculate a USDA monthly payment

USDA Mortgage Calculator: Here’s how to CORRECTLY calculate a USDA monthly payment

So, how do you CORRECTLY calculate a USDA payment?  Unfortunately, many USDA mortgage calculators have not been designed to handle USDA specifics and thus end up providing inaccurate numbers. As such, today’s video reviews exactly what should be calculated in
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Is your lender's USDA approval time affected by the USDA's fiscal year-end?

Is your lender’s USDA approval time affected by USDA’s fiscal year-end?

Don’t let a lender hold up your closing because they say the “USDA is out of money”! USDA’s fiscal year runs from October 1st until September 30th and at the beginning of each fiscal year, the USDA Single Family Housing
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Three reasons why a home seller should accept your USDA loan offer in Florida

3 USDA Financing Facts Every Seller Should Know

Sellers can sometimes be hesitant to accept USDA financing for their property, but this is often due to common misconceptions about the USDA program. With that being said, today’s video focuses on 3 important USDA Financing facts that every seller
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What USDA closing costs can be included in your loan?

What USDA closing costs can be included with your loan?

A common question that I receive is whether you can “roll-in” your closing costs with a USDA loan because many have heard through second hand sources that closing costs are automatically included with your USDA loan. However, in today’s short
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mortgage when self-employed

How do you qualify for a USDA mortgage when self-employed?

Qualifying for a USDA mortgage when you are self-employed can be both confusing and frustrating. However, in today’s video, I will review a three-step qualifying approach which can help to both relieve anxiety and further explain the process. Before we
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