What are the filing requirements for the Florida Homestead Exemption?
Conventional Loans | FHA Loans | Front Page | USDA Loans | VA Loans | Posted on January 15, 2021 at 10:43 am by Sean Stephens
The Florida Homestead Exemption helps homeowners save money on their property taxes by reducing the assessed value of their property which in turn lowers the amount of property taxes. However, timing and eligibility details are critical when qualifying for this
Continue Reading…
How do you Calculate Florida Intangible Tax and Transfer Tax When Purchasing a Home
Conventional Loans | FHA Loans | Front Page | USDA Loan Process | Posted on January 24, 2020 at 3:59 pm by Sean Stephens
When purchasing a home, you never want to be surprised with out-of-pocket expenses. Remember, even when purchasing with a USDA No Down Payment Loan, you still have to be prepared for other costs to complete the transaction which include Florida Intangible
Continue Reading…
After a Short Sale, how long does it take to qualify for a mortgage?
Conventional Loans | FHA Loans | USDA Credit Qualifying | USDA Loans | VA Loans | Posted on December 6, 2019 at 3:22 pm by Sean Stephens
How soon can you qualify for a mortgage after a Short Sale? It is possible to qualify to purchase a home after a short sale, but waiting periods will apply and vary between USDA, FHA, VA, and Conventional loans. Depending on the type of loan
Continue Reading…
How are Florida “transfer taxes” and “intangible tax” calculated when purchasing a home?
Conventional Loans | FHA Loans | Front Page | USDA Loan Process | Posted on January 12, 2018 at 12:17 pm by Sean Stephens
eHow does a homebuyer calculate Florida “transfer taxes” and “intangible tax”? When buying a home it is critical to understand what out-of-pocket costs may be due at closing. The State of Florida can assess certain taxes on both the transfer
Continue Reading…
Can a credit report security freeze slow down your mortgage qualification letter?
Conventional Loans | FHA Loans | USDA Credit Qualifying | USDA Loans | VA Loans | Posted on December 15, 2017 at 10:19 am by Sean Stephens
Can a credit freeze affect how you qualify for a mortgage? This has become a more common question due to the recent Equifax data security breach, and in light of today’s housing market where multiple offers can be placed on
Continue Reading…
How soon can you qualify for a mortgage after a Short Sale?
Conventional Loans | FHA Loans | USDA Credit Qualifying | USDA Loans | VA Loans | Posted on May 5, 2017 at 12:34 pm by usdaadmin
How long does it take to qualify for a mortgage after a Short Sale? With USDA, FHA, VA, or Conventional loans their Short Sale waiting periods vary, and while some are longer than others, in today’s video I will explain the
Continue Reading…
How soon can you qualify for a mortgage after a Chapter 13 Bankruptcy?
Conventional Loans | FHA Loans | USDA Credit Qualifying | USDA Loans | VA Loans | Posted on April 21, 2017 at 12:35 pm by usdaadmin
Can you get a mortgage immediately after discharge of a Chapter 13 Bankruptcy? With USDA, FHA, VA, or Conventional loans Chapter 13 Bankruptcy waiting periods can be more flexible when compared to Chapter 7. In today’s video I will explain
Continue Reading…
How soon can you qualify for a mortgage after a Chapter 7 Bankruptcy?
Front Page | USDA Credit Qualifying | USDA Loans | Posted on March 17, 2017 at 8:58 pm by usdaadmin
What are the bankruptcy waiting periods for USDA, FHA, VA, and Conventional? With USDA, FHA, VA, or Conventional loan programs, Chapter 7 Bankruptcy waiting periods are different and in today’s video I will explain how soon you can qualify for
Continue Reading…
How soon can you qualify for a mortgage after foreclosure?
Conventional Loans | FHA Loans | Front Page | USDA Credit Qualifying | USDA Loans | VA Loans | Posted on February 10, 2017 at 12:34 pm by usdaadmin
What are the foreclosure waiting periods for mortgage qualifying? With USDA, FHA, VA, or Conventional loans, foreclosure waiting periods are different and in today’s video I will explain how soon you can qualify for a mortgage after foreclosure and compare
Continue Reading…
How much can the seller pay in closing costs?
Conventional Loans | FHA Loans | USDA Loan Process | USDA Loans | VA Loans | Posted on February 12, 2016 at 9:10 pm by usdaadmin
How much can the seller pay in closing costs? This is a common question that I receive and depending on the loan program, the answer can vary. Today’s video tip will keep you in the know on how to be prepared
Continue Reading…
