Florida Intangible Tax and Transfer Tax – How do you calculate these closing costs?
Conventional Loans | FHA Loans | Front Page | USDA Loan Process | Posted on April 16, 2021 at 3:59 pm by Sean Stephens
When purchasing a home, you never want to be surprised with out-of-pocket expenses. Remember, even when purchasing with a USDA No Down Payment Loan, you still have to be prepared for other costs to complete the transaction which include Florida Intangible
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How soon can you qualify for a USDA loan after foreclosure?
USDA Credit Qualifying | Posted on February 19, 2021 at 10:00 pm by Sean Stephens
A waiting period determines how quickly you can qualify for a mortgage after foreclosure. However, that period depends on the mortgage type you are applying for. Today, we will focus on how quickly you can qualify for a USDA loan
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What are the filing requirements for the Florida Homestead Exemption?
Conventional Loans | FHA Loans | Front Page | USDA Loans | VA Loans | Posted on January 15, 2021 at 10:43 am by Sean Stephens
The Florida Homestead Exemption helps homeowners save money on their property taxes by reducing the assessed value of their property which in turn lowers the amount of property taxes. However, timing and eligibility details are critical when qualifying for this
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Well and Septic Required Distances for USDA and FHA Loans
FHA Loans | USDA Loans | USDA Property Eligibility | Posted on January 17, 2020 at 9:38 pm by Sean Stephens
What are the required distances for well and septic on USDA and FHA loans? Understanding USDA and FHA loan distance requirements between a well and septic are critical when determining eligibility and because it can be common for rural properties to
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How do you Qualify for a Mortgage after Chapter 13 Bankruptcy?
Conventional Loans | FHA Loans | USDA Credit Qualifying | USDA Loans | VA Loans | Posted on January 10, 2020 at 6:44 pm by Sean Stephens
After filing for Chapter 13 bankruptcy, many feel homeownership is a dream that is out of their reach. However, in today’s video, I’ll explain how you CAN qualify for a mortgage after Chapter 13 bankruptcy. In fact, with USDA, FHA,
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After a Short Sale, how long does it take to qualify for a mortgage?
Conventional Loans | FHA Loans | USDA Credit Qualifying | USDA Loans | VA Loans | Posted on December 6, 2019 at 3:22 pm by Sean Stephens
How soon can you qualify for a mortgage after a Short Sale? It is possible to qualify to purchase a home after a short sale, but waiting periods will apply and vary between USDA, FHA, VA, and Conventional loans. Depending on the type of loan
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How does a Chapter 7 Bankruptcy impact my ability to qualify for a USDA, FHA, VA, or Conventional loan?
Conventional Loans | FHA Loans | USDA Credit Qualifying | USDA Loans | VA Loans | Posted on November 22, 2019 at 4:19 pm by Sean Stephens
How soon can you qualify for a mortgage after Chapter 7 bankruptcy? According to statistics released by the Administrative Office of the U.S. Courts, from 2015-2019 there have been over 2.5 million Chapter 7 Bankruptcies filed. However, even with a
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After a Chapter 7 Bankruptcy, Here’s How to Qualify for a Mortgage
Conventional Loans | FHA Loans | USDA Credit Qualifying | USDA Loans | VA Loans | Posted on at 4:19 pm by Sean Stephens
How soon can you qualify for a mortgage after Chapter 7 bankruptcy? According to statistics released by the Administrative Office of the U.S. Courts, from 2015-2019 there have been over 2.5 million Chapter 7 Bankruptcies filed. However, even with a
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After a foreclosure, how soon can you qualify for a mortgage?
Conventional Loans | FHA Loans | Front Page | USDA Credit Qualifying | USDA Loans | VA Loans | Posted on November 15, 2019 at 3:46 pm by Sean Stephens
Do foreclosure waiting periods depend on the mortgage type? In working with so many of our customers over the years, we have found that foreclosures often occur due to circumstances outside of the homeowner’s control, rather than financial mismanagement. With
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Are USDA or FHA loans better?
FHA Loans | USDA Loan Benefits | USDA Loans | Posted on August 9, 2019 at 1:00 am by Sean Stephens
What are the differences between a USDA and FHA loan? Do you know the difference between a USDA and FHA loan? While they both have similar characteristics, there are important aspects of each program which can impact a buyer’s out-of-pocket costs
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