What are USDA and FHA distance requirements for well and septic?
FHA Loans | USDA Loan Benefits | USDA Loans | Posted on May 4, 2018 at 11:18 am by Sean Stephens
What are the required distances for well and septic tanks on USDA and FHA loans? When working in rural communities, having a property that is on a private well can be common. However, there are critical measurements that need to
Continue Reading…
What are THREE key differences between USDA and FHA loans?
FHA Loans | Front Page | USDA Loan Benefits | USDA Loans | Posted on February 16, 2018 at 9:22 pm by Sean Stephens
What are THREE key differences between USDA and FHA loans? As you can imagine, this is an extremely common question that I receive and in today’s video I will compare USDA and FHA loans side by side in order to
Continue Reading…
How are Florida “transfer taxes” and “intangible tax” calculated when purchasing a home?
Conventional Loans | FHA Loans | Front Page | USDA Loan Process | Posted on January 12, 2018 at 12:17 pm by Sean Stephens
eHow does a homebuyer calculate Florida “transfer taxes” and “intangible tax”? When buying a home it is critical to understand what out-of-pocket costs may be due at closing. The State of Florida can assess certain taxes on both the transfer
Continue Reading…
Can a credit report security freeze slow down your mortgage qualification letter?
Conventional Loans | FHA Loans | USDA Credit Qualifying | USDA Loans | VA Loans | Posted on December 15, 2017 at 10:19 am by Sean Stephens
Can a credit freeze affect how you qualify for a mortgage? This has become a more common question due to the recent Equifax data security breach, and in light of today’s housing market where multiple offers can be placed on
Continue Reading…
How soon can you qualify for a mortgage after a Short Sale?
Conventional Loans | FHA Loans | USDA Credit Qualifying | USDA Loans | VA Loans | Posted on May 5, 2017 at 12:34 pm by usdaadmin
How long does it take to qualify for a mortgage after a Short Sale? With USDA, FHA, VA, or Conventional loans their Short Sale waiting periods vary, and while some are longer than others, in today’s video I will explain the
Continue Reading…
How soon can you qualify for a mortgage after a Chapter 13 Bankruptcy?
Conventional Loans | FHA Loans | USDA Credit Qualifying | USDA Loans | VA Loans | Posted on April 21, 2017 at 12:35 pm by usdaadmin
Can you get a mortgage immediately after discharge of a Chapter 13 Bankruptcy? With USDA, FHA, VA, or Conventional loans Chapter 13 Bankruptcy waiting periods can be more flexible when compared to Chapter 7. In today’s video I will explain
Continue Reading…
How soon can you qualify for a mortgage after a Chapter 7 Bankruptcy?
Front Page | USDA Credit Qualifying | USDA Loans | Posted on March 17, 2017 at 8:58 pm by usdaadmin
What are the bankruptcy waiting periods for USDA, FHA, VA, and Conventional? With USDA, FHA, VA, or Conventional loan programs, Chapter 7 Bankruptcy waiting periods are different and in today’s video I will explain how soon you can qualify for
Continue Reading…
How soon can you qualify for a mortgage after foreclosure?
Conventional Loans | FHA Loans | Front Page | USDA Credit Qualifying | USDA Loans | VA Loans | Posted on February 10, 2017 at 12:34 pm by usdaadmin
What are the foreclosure waiting periods for mortgage qualifying? With USDA, FHA, VA, or Conventional loans, foreclosure waiting periods are different and in today’s video I will explain how soon you can qualify for a mortgage after foreclosure and compare
Continue Reading…
How much can the seller pay in closing costs?
Conventional Loans | FHA Loans | USDA Loan Process | USDA Loans | VA Loans | Posted on February 12, 2016 at 9:10 pm by usdaadmin
How much can the seller pay in closing costs? This is a common question that I receive and depending on the loan program, the answer can vary. Today’s video tip will keep you in the know on how to be prepared
Continue Reading…
