USDA Single Family Housing Guaranteed vs Direct

USDA Single Family Housing Guaranteed vs Direct – What’s the difference?

USDA Rural Development offers single family housing loans under two similar, but at the same time very different programs. While this can lead to confusion among homebuyers and Realtors,  today’s video will break down differences between the USDA Single Family
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USDA Rent to Own: Here's How to Buy the House you Rent with a USDA Loan

USDA Rent to Own: Here is How to Buy the House you Rent with a USDA Loan

Can you buy the home you are renting with a USDA loan? As more renters transition into homeownership, USDA rent to own opportunities are increasing for those homebuyers who want to purchase the home they are renting. This topic is especially
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Can you finance the vacant lot next door with the same USDA loan?

Can you finance the vacant lot next door with the same USDA loan?

In rural areas, what can be done when a seller wants to include their adjoining vacant lot as part of the same sale? Thankfully, USDA loans can be flexible when trying to include an adjoining parcel. However, it’s important to
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What is the USDA foreclosure wait period?

Qualifying after foreclosure: What is the USDA foreclosure wait period?

A waiting period determines how quickly you can qualify for a mortgage after foreclosure. However, that period depends on the mortgage type you are applying for. Today, we focus on the USDA foreclosure wait period. To see all waiting periods
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How much USDA land can be purchased with a USDA home loan?

How much USDA land can be purchased with a USDA home loan?

USDA loans are sought after by homebuyers since they allow for no down payment and offer financing flexibility. Additionally, USDA guidelines have recently improved in regards to how much acreage can be purchased with a USDA home loan. While it is true that
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What are USDA qualifications for those with little or no credit history?

What are USDA qualifications for those with little or no credit history?

It is possible to qualify for a USDA loan with little or no credit history? When a homebuyer does not have an established credit history, USDA qualifications allow the ability to utilize non-traditional credit accounts. In today’s video, I’ll discuss
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