A USDA home loan with Repairs… Yes, it’s possible!
Front Page | USDA Loan Process | USDA Loans | Posted on December 18, 2020 at 12:20 pm by Sean Stephens
USDA guidelines allow for a wide range of possible repairs. In today’s video, I’ll explain the eligible types of repairs and review how it’s possible to get a USDA home loan with repairs. Also, please download our USDA Blueprint for
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How Can You Speed Up USDA Approval Time?
Front Page | USDA Loan Process | USDA Loans | Posted on December 4, 2020 at 9:45 am by Sean Stephens
It’s a common misconception that all lenders, banks, brokers, and credit unions who offer USDA loans have the same systems in place. In reality, not all lenders are approved by the USDA and this can greatly affect your USDA approval
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USDA Acreage Limit: How many acres can you finance with a USDA loan?
Front Page | USDA Loans | USDA Property Eligibility | Posted on November 20, 2020 at 6:23 pm by Sean Stephens
With more and more buyers looking in rural areas, many of them also inquire about options for acreage and how much can be financed with a USDA loan. Well, the good news is that updated USDA guidelines now permit improved
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What are three important differences between USDA and VA loans?
USDA Loan Benefits | USDA Loans | VA Loans | Posted on November 13, 2020 at 4:31 pm by Sean Stephens
While USDA and VA loans are both fantastic no down payment financing options, they also have their own unique features and eligibility requirements. In today’s short video, I will break down and review three important differences between USDA and VA
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USDA No Down Payment Loans – How do you become USDA eligible?
Front Page | USDA Loan Eligibility | USDA Loans | What is a USDA Loan? | Posted on November 6, 2020 at 2:56 pm by Sean Stephens
The USDA loan program is sought after by homebuyers due to their 100% financing, affordable terms, and flexible credit qualifying. That is why it is so important to understand the basics on how to become USDA eligible. In my opinion,
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USDA Mortgage Calculator: Here’s how to CORRECTLY calculate a USDA monthly payment
USDA Loan Process | USDA Loans | What is a USDA Loan? | Posted on October 16, 2020 at 12:04 pm by Sean Stephens
So, how do you CORRECTLY calculate a USDA payment? Unfortunately, many USDA mortgage calculators have not been designed to handle USDA specifics and thus end up providing inaccurate numbers. As such, today’s video reviews exactly what should be calculated in
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How can a USDA Debt Ratio Waiver increase your maximum sales price?
Front Page | USDA Loan Process | USDA Loans | What is a USDA Loan? | Posted on October 2, 2020 at 12:45 pm by Sean Stephens
What happens if your qualifying budget needs a little boost in order to qualify for a home that seems to be just out of reach? What if you were just denied for a loan because your USDA debt-to-income ratios were
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USDA Property Eligibility: What property types are eligible for a USDA loan?
Front Page | USDA Loans | USDA Property Eligibility | Posted on September 11, 2020 at 4:28 pm by Sean Stephens
When you hear about USDA loan benefits, such as 100% financing or the ability to finance closing costs, it can be easy to focus on the financial advantages and then forget about USDA property eligibility. USDA loans allow for no
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3 USDA Financing Facts Every Seller Should Know
Front Page | USDA Approved Lender Benefits | USDA Loans | What is a USDA Loan? | Posted on August 28, 2020 at 5:00 pm by Sean Stephens
Sellers can sometimes be hesitant to accept USDA financing for their property, but this is often due to common misconceptions about the USDA program. With that being said, today’s video focuses on 3 important USDA Financing facts that every seller
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How can child support income help you qualify for a USDA loan?
USDA Loan Process | USDA Loans | Posted on July 17, 2020 at 11:58 pm by Sean Stephens
In today’s video, I will explain how child support income can be used to qualify for a USDA loan and also discuss the most recent updates for the required documentation. Now, before we get started, don’t forget to take advantage
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