What USDA closing costs can be included in your loan?

What USDA closing costs can be included with your loan?

A common question that I receive is whether you can “roll-in” your closing costs with a USDA loan because many have heard through second hand sources that closing costs are automatically included with your USDA loan. However, in today’s short
Continue Reading…

Read More

Can you Qualify for a USDA Loan with an IRS Tax Lien?

Can you qualify for a USDA loan with an IRS tax lien? Alright, I know what many of you may be thinking – that an IRS tax lien will automatically put a stop to a USDA loan process. Thankfully though,
Continue Reading…

Read More
Sebring Avon Park Lake Placid FL USDA Loans

Can Unreimbursed Business Expenses Affect Your USDA Loan Qualifying?

Commonly known as a 2106 expense, due to the associated IRS tax form, this is a frequent question and one that can have a major impact on the USDA loan qualifying process. As a quick reminder, today’s topic relates strictly to
Continue Reading…

Read More

Can Gift Funds Be Used With A USDA Loan?

So, can gift funds be used with a USDA loan? Customarily a buyer has 2 types of out-of-pocket expenses: Any required Down Payment & Settlement Charges, otherwise known as closing costs.   USDA loans are 100% financing so they eliminate
Continue Reading…

Read More
Sebring FL USDA Loans

Can You Qualify for a USDA Loan with No Credit Scores?

Qualifying for a USDA Loan with No Credit Scores In the situation where there is truly no credit scores established, qualifying for a USDA loan can be possible but additional qualifying steps will be needed. Today’s blog will discuss what
Continue Reading…

Read More
Tampa FL #1 Ranked USDA Approved Lender

Can You Purchase the Home You Are Renting With a USDA Loan?

Can you purchase the home you are renting with a USDA loan? As more and more renters transition into looking to purchase a home, this is becoming a common question and today’s short video tip will go over the details
Continue Reading…

Read More