USDA Mortgage Calculator: Here's how to CORRECTLY calculate a USDA monthly payment

USDA Mortgage Calculator: Here’s how to CORRECTLY calculate a USDA monthly payment

So, how do you CORRECTLY calculate a USDA payment?  Unfortunately, many USDA mortgage calculators have not been designed to handle USDA specifics and thus end up providing inaccurate numbers. As such, today’s video reviews exactly what should be calculated in
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Is your lender's USDA approval time affected by the USDA's fiscal year-end?

Is your lender’s USDA approval time affected by USDA’s fiscal year-end?

Don’t let a lender hold up your closing because they say the “USDA is out of money”! USDA’s fiscal year runs from October 1st until September 30th and at the beginning of each fiscal year, the USDA Single Family Housing
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3 USDA Financing Facts Every Seller Should Know

3 USDA Financing Facts Every Seller Should Know

Sellers can sometimes be hesitant to accept USDA financing for their property, but this is often due to common misconceptions about the USDA program. With that being said, today’s video focuses on 3 important USDA Financing facts that every seller
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What are USDA Flood Zone Requirements?

What are USDA Flood Zone Requirements?

In today’s video, I will share with you the details regarding USDA flood zone requirements and how to navigate the qualifying process. However, before we get started, don’t forget to take advantage of our FREE download, USDA Blueprint for Success.
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Three ways to improve USDA Debt to Income Ratios!

Three ways to improve USDA Debt to Income Ratios!

What are three ways to improve USDA Debt to Income Ratios and also increase your sales price? Unfortunately, many of today’s lenders do not fully understand the USDA program or how to maximize its benefits, which can leave homebuyers extremely
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mortgage when self-employed

How do you qualify for a USDA mortgage when self-employed?

Qualifying for a USDA mortgage when you are self-employed can be both confusing and frustrating. However, in today’s video, I will review a three-step qualifying approach which can help to both relieve anxiety and further explain the process. Before we
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USDA Single Family Housing Guaranteed vs Direct

USDA Single Family Housing Guaranteed vs Direct – What’s the difference?

USDA Rural Development offers single family housing loans under two similar, but at the same time very different programs. While this can lead to confusion among homebuyers and Realtors,  today’s video will break down differences between the USDA Single Family
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USDA Rent to Own: Here's How to Buy the House you Rent with a USDA Loan

USDA Rent to Own: Here is How to Buy the House you Rent with a USDA Loan

Can you buy the home you are renting with a USDA loan? As more renters transition into homeownership, USDA rent to own opportunities are increasing for those homebuyers who want to purchase the home they are renting. This topic is especially
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Improved Qualifying for USDA Overtime Income, Bonuses, and Commissions

UPDATE – Improved Qualifying for USDA Overtime Income, Bonuses, and Commissions

In order to maximize your USDA sales price, calculating all available income is critical! However, because everyone is not paid the same, it is also important to understand the most recent and updated qualifying guidelines used for calculating USDA overtime
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