USDA Mortgage Calculator: Here’s how to CORRECTLY calculate a USDA monthly payment
USDA Loans | Posted on October 16, 2020 at 12:04 pm by Sean Stephens
So, how do you CORRECTLY calculate a USDA payment? Unfortunately, many USDA mortgage calculators have not been designed to handle USDA specifics and thus end up providing inaccurate numbers. As such, today’s video reviews exactly what should be calculated in
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How can a USDA Debt Ratio Waiver increase your maximum sales price?
Front Page | USDA Loans | Posted on October 2, 2020 at 12:45 pm by Sean Stephens
What happens if your qualifying budget needs a little boost in order to qualify for a home that seems to be just out of reach? What if you were just denied for a loan because your USDA debt-to-income ratios were
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Is your lender’s USDA approval time affected by USDA’s fiscal year-end?
Front Page | USDA Loans | Posted on September 18, 2020 at 3:21 pm by Sean Stephens
Don’t let a lender hold up your closing because they say the “USDA is out of money”! USDA’s fiscal year runs from October 1st until September 30th and at the beginning of each fiscal year, the USDA Single Family Housing
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3 USDA Financing Facts Every Seller Should Know
Front Page | USDA Approved Lender Benefits | USDA Loans | Posted on August 28, 2020 at 5:00 pm by Sean Stephens
Sellers can sometimes be hesitant to accept USDA financing for their property, but this is often due to common misconceptions about the USDA program. With that being said, today’s video focuses on 3 important USDA Financing facts that every seller
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What are USDA Flood Zone Requirements?
USDA Loans | Posted on July 10, 2020 at 6:50 pm by Sean Stephens
In today’s video, I will share with you the details regarding USDA flood zone requirements and how to navigate the qualifying process. However, before we get started, don’t forget to take advantage of our FREE download, USDA Blueprint for Success.
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Three ways to improve USDA Debt to Income Ratios!
USDA Approved Lender Benefits | Posted on June 19, 2020 at 1:52 am by Sean Stephens
What are three ways to improve USDA Debt to Income Ratios and also increase your sales price? Unfortunately, many of today’s lenders do not fully understand the USDA program or how to maximize its benefits, which can leave homebuyers extremely
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How do you qualify for a USDA mortgage when self-employed?
Front Page | USDA Loans | Posted on June 12, 2020 at 2:51 pm by Sean Stephens
Qualifying for a USDA mortgage when you are self-employed can be both confusing and frustrating. However, in today’s video, I will review a three-step qualifying approach which can help to both relieve anxiety and further explain the process. Before we
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USDA Single Family Housing Guaranteed vs Direct – What’s the difference?
Front Page | USDA Loans | Posted on June 5, 2020 at 2:36 pm by Sean Stephens
USDA Rural Development offers single family housing loans under two similar, but at the same time very different programs. While this can lead to confusion among homebuyers and Realtors, today’s video will break down differences between the USDA Single Family
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USDA Rent to Own: Here is How to Buy the House you Rent with a USDA Loan
USDA Loans | Posted on April 17, 2020 at 5:14 pm by Sean Stephens
Can you buy the home you are renting with a USDA loan? As more renters transition into homeownership, USDA rent to own opportunities are increasing for those homebuyers who want to purchase the home they are renting. This topic is especially
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UPDATE – Improved Qualifying for USDA Overtime Income, Bonuses, and Commissions
Front Page | USDA Loans | Posted on March 20, 2020 at 4:57 pm by Sean Stephens
In order to maximize your USDA sales price, calculating all available income is critical! However, because everyone is not paid the same, it is also important to understand the most recent and updated qualifying guidelines used for calculating USDA overtime
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