A USDA home loan with Repairs… Yes, it’s possible!
Front Page | USDA Loan Process | USDA Loans | Posted on December 18, 2020 at 12:20 pm by Sean Stephens
USDA guidelines allow for a wide range of possible repairs. In today’s video, I’ll explain the eligible types of repairs and review how it’s possible to get a USDA home loan with repairs. Also, please download our USDA Blueprint for
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How Can You Speed Up USDA Approval Time?
Front Page | USDA Loan Process | USDA Loans | Posted on December 4, 2020 at 9:45 am by Sean Stephens
It’s a common misconception that all lenders, banks, brokers, and credit unions who offer USDA loans have the same systems in place. In reality, not all lenders are approved by the USDA and this can greatly affect your USDA approval
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USDA Acreage Limit: How many acres can you finance with a USDA loan?
Front Page | USDA Loans | USDA Property Eligibility | Posted on November 20, 2020 at 6:23 pm by Sean Stephens
With more and more buyers looking in rural areas, many of them also inquire about options for acreage and how much can be financed with a USDA loan. Well, the good news is that updated USDA guidelines now permit improved
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What are three important differences between USDA and VA loans?
USDA Loan Benefits | USDA Loans | VA Loans | Posted on November 13, 2020 at 4:31 pm by Sean Stephens
While USDA and VA loans are both fantastic no down payment financing options, they also have their own unique features and eligibility requirements. In today’s short video, I will break down and review three important differences between USDA and VA
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USDA Mortgage Calculator: Here’s how to CORRECTLY calculate a USDA monthly payment
USDA Loan Process | USDA Loans | What is a USDA Loan? | Posted on October 16, 2020 at 12:04 pm by Sean Stephens
So, how do you CORRECTLY calculate a USDA payment? Unfortunately, many USDA mortgage calculators have not been designed to handle USDA specifics and thus end up providing inaccurate numbers. As such, today’s video reviews exactly what should be calculated in
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How can a USDA Debt Ratio Waiver increase your maximum sales price?
Front Page | USDA Loan Process | USDA Loans | What is a USDA Loan? | Posted on October 2, 2020 at 12:45 pm by Sean Stephens
What happens if your qualifying budget needs a little boost in order to qualify for a home that seems to be just out of reach? What if you were just denied for a loan because your USDA debt-to-income ratios were
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3 USDA Financing Facts Every Seller Should Know
Front Page | USDA Approved Lender Benefits | USDA Loans | What is a USDA Loan? | Posted on August 28, 2020 at 5:00 pm by Sean Stephens
Sellers can sometimes be hesitant to accept USDA financing for their property, but this is often due to common misconceptions about the USDA program. With that being said, today’s video focuses on 3 important USDA Financing facts that every seller
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UPDATE – Improved Qualifying for USDA Overtime Income, Bonuses, and Commissions
Front Page | USDA Loan Process | USDA Loans | Posted on March 20, 2020 at 4:57 pm by Sean Stephens
In order to maximize your USDA sales price, calculating all available income is critical! However, because everyone is not paid the same, it is also important to understand the most recent and updated qualifying guidelines used for calculating USDA overtime
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Can you finance the vacant lot next door with the same USDA loan?
Front Page | USDA Loans | USDA Property Eligibility | Posted on March 13, 2020 at 1:31 pm by Sean Stephens
In rural areas, what can be done when a seller wants to include their adjoining vacant lot as part of the same sale? Thankfully, USDA loans can be flexible when trying to include an adjoining parcel. However, it’s important to
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How much USDA land can be purchased with a USDA home loan?
Front Page | USDA Loans | USDA Property Eligibility | Posted on March 6, 2020 at 4:48 pm by Sean Stephens
USDA loans are sought after by homebuyers since they allow for no down payment and offer financing flexibility. Additionally, USDA guidelines have recently improved in regards to how much acreage can be purchased with a USDA home loan. While it is true that
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