What are Five Things “To Do” for a Successful USDA Mortgage Application? Submitting your USDA mortgage application, looking for the right home, and... Read More
Qualifying for a USDA Loan after a Legal Separation. The separation process can require many decisions, such as whether to buy or rent. While this may... Read More
It is possible to qualify for a USDA loan with little or no credit history? When a homebuyer does not have an established credit history, USDA qualifications... Read More
How soon can you qualify for a USDA loan after Chapter 7 Bankruptcy?
February 26, 2021Per the administrative office of the U.S. Courts, there were 659,881 non-business bankruptcies filed for the 12 month period ending June 2020. With that... Read More
How soon can you qualify for a USDA loan after foreclosure?
February 19, 2021A waiting period determines how quickly you can qualify for a mortgage after foreclosure. However, that period depends on the mortgage type you are applying... Read More
Can You Qualify for a USDA Loan after Short Sale?
February 12, 2021With the many short sales that were finalized in recent years, prospective buyers are now looking to re-qualify to purchase a home. Updated guidelines... Read More
When is verification of rent required for USDA eligibility?
October 30, 2020Do USDA loans require verification of rent? Do you have to prove previous rental history in order to be USDA eligible? Today’s topic is important because... Read More
UPDATED GUIDELINES: USDA Credit Score Requirements
October 23, 2020USDA credit score guidelines formerly listed specific minimum credit score requirements, and a credit score cutoff for loans that should not be approved…... Read More
