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USDA Property Eligibility


In order to receive a USDA mortgage loan the property must also meet a variety of requirements. Since the USDA loan program was created to grow rural communities, the first requirement is the property must be located in a qualifying rural area.

What Qualifies as a Rural Area?

In order to qualify as a rural area the property cannot be associated with an urban area and must meet one of the population requirements below.

Home Requirements

To ensure the house meets USDA quality standards an quailifes appraiser will inspect the property to ensure it meets the minimum property requirements set forth in HUD’s Single Family Housing Policy Handbook. Such as:

What are USDA Flood Zone Requirements?

In today’s video, I will share with you the details regarding USDA flood zone requirements and how to navigate the qualifying process. However, before we get started, don’t forget to take advantage of our FREE download,... Read More

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