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What is a USDA Loan?


A USDA loan is one of the most beneficial programs for home buyers looking to purchase a home outside of densely populated areas. It is a special loan option that is backed by the U.S. Department of Agriculture and is designed to help people with low-to moderate-incomes buy a home in rural and some suburban areas. A USDA loan is a 15 or 30-year, fixed-rate loan that allows buyers to purchase eligible houses with no down payment, 100% financing, and competitive interest rates. USDA Loans help make owning a home affordable.

In order to be eligible for the loan, you and the property both must meet specific USDA requirements.

3 USDA Financing Facts Every Seller Should Know

Sellers can sometimes be hesitant to accept USDA financing for their property, but this is often due to common misconceptions about the USDA program. With that being said, today’s video focuses on 3 important USDA Financing... Read More

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