Call to get Pre-Qualified: 800-806-9836 x280
USDA Loan Pro Logo
USDA Vendor Logo

What is the Secret to a Successful USDA Loan Process?

October 7th, 2022 by Sean Stephens

What is the Secret to a Successful USDA Loan Process? What are the benefits of working with a USDA Approved Lender in Florida, Texas, Tennessee, or Alabama?

It is hard to believe, but I started Metroplex way back in 2001 and over the past two decades What is the Secret to having a Successful USDA Loan Process in Florida, Texas, Tennessee, and Alabamawe have grown to be a top ranked USDA Approved Lender whom realtors and homebuyers come to for our proven experience and expertise with this powerful program.

We are known for our follow ups, communicating, and closing on time so in today’s video, I will share the processes and systems we utilize to help our buyers and realtors have a successful USDA loan process and once again disprove the myth that USDA loans take too long to close.

However, don’t forget to download our newest “USDA Blueprint for Success” with the link below.  This free resource is designed to walk you through the USDA process step by step and is designed for both homebuyer and realtors alike. Well, what are we waiting for, let’s get started with the details!

What is the Secret to a Successful USDA Loan Process?

As a USDA approved lender, we provide the local competitive advantage needed to help get your offeUSDA Loan Process in Floridar accepted through educating listing agents, financing repairs, USDA No Down Payment construction loans, and quick closing times that are fueled by our in-house underwriting efficiency and demonstrated program knowledge.

1. As a starting point, a proper USDA qualification is the critical foundation needed for a successful loan process and we will help walk you through the qualifying process step by step. A thorough review of income, employment, assets, and credit are key building blocks to having a strong USDA qualification letter.

2. Next, at the time you are ready to place an offer to purchase, we are available to call the listing agent in order to communicate the strength of your offer so that the seller knows they are working with a qualified and deserving homebuyer.

3. Once your offer has been accepted, we will begin your loan application and order the appraisal immediately so that no time is wasted. During this time, we are updating your loan file through our dedicated processing and underwriting systems while at the same time providing weekly status updates to the homebuyer and realtors involved so we can all stay on the same page.

4. Upon receipt of the appraisal, our underwriting team reviews that and the loan approval is updated. Because of the advance work we have already done on the file, we are now in a position to prepare the loan to be submitted to USDA for their review and issuance of the USDA Commitment.

Remember, that because Metroplex is the USDA approved lender, we are approving the loan through our in-house underwriting and handling all of the loan mechanics from right within our office. This streamlined ability provides a consistent one-stop shop for all questions related to the loan process.USDA Approved Lender in Florida, Texas, Tennessee, and Alabama

5. Once the USDA commitment has been received, we are now on the downhill slope towards the finish line with final disclosures being provided to the homebuyer and closing documents being ordered to prepare for yet another smooth and on-time closing powered by the Metroplex team.

Now that I have provided you with a better understanding of the process, we look forward to being your USDA Approved Lender of choice and providing our rural housing expertise so that your next transaction is successful.

We would love to count on you for the referral of that next family member, friend, or client who needs mortgage qualifying assistance.

Remember to just call, text, or email to discuss your scenario and let us show you the “Metroplex difference!

(800) 806-9836 X280
Call/Text: 863-593-2001
SeanS@MPLX.org

As always, I want everyone to make it a great day and look forward to seeing you for next week’s tip of the week!

Don’t forget, here is the link to our USDA Blueprint for Success:

Tampa FL USDA Approved Lender

back to top